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Find the best rates, bank reliability, and flexible options to grow your savings. Find the highest cd rates for october 2025 14 best cd rates of november 2025

What is a certificate of deposit

A cd is a type of savings account where you keep funds for a specific period of time, known as the cd term In exchange for keeping the money with the bank for that term, you’ll typically earn a higher rate than you would with a traditional savings account. Besides interest rate, term length is the second most important factor Other important features of your certificate of deposit account include the required initial deposit, and minimum balance required.